diff --git a/src/silentpayments.rs b/src/silentpayments.rs
index b5eeaba..34889e2 100644
--- a/src/silentpayments.rs
+++ b/src/silentpayments.rs
@@ -24,11 +24,7 @@ pub fn create_transaction(
 ) -> Result<Psbt> {
     let mut available_outpoints: HashMap<OutPoint, OwnedOutput> = sp_wallet
         .get_outputs()
-        .to_spendable_list()
-        // filter out freezed utxos
-        .into_iter()
-        .filter(|(outpoint, _)| !freezed_utxos.contains(outpoint))
-        .collect();
+        .to_spendable_list();
 
     let sum_outputs = recipients
         .iter()
@@ -51,6 +47,7 @@ pub fn create_transaction(
     let fee_provision = Amount::from_sat(1000);
 
     for (outpoint, output) in available_outpoints {
+        if freezed_utxos.contains(&outpoint) { continue }
         if total_available > sum_outputs.checked_add(fee_provision).unwrap() {
             break;
         }